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Sunday, September 29, 2013

Where can I put my money ?

Where is my money ?

"Ah,I'm so stressed!"

"Where is all my money ?"

"How can I buy some food ?"

"I'm so hungry !"

That is the sentence that I said when I have RM0

So,what I'm suppose to do ?

I think I must do something to avoid me to get RM0 again.

I think I have to manage my money efficiency,

So,

I search the internet to solve my problem,

The title is "HOW TO SAVE MONEY ?"

And I get the tips !

Here is it !
  1. Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund.
  2. Beginning on the first day of a new month, get a receipt for everything you purchase. Stack and review receipts at the end of the month, and you will clearly be able to see where your money is going
  3. Most people don’t track what they spend and may not realize when expenses add up to more than their budget can handle. To keep track of what I spend, I put what I think I should spend for the month on transportation, food, entertainment, etc., into envelopes. This helps me avoid buying things I don’t need, and what’s left over goes into saving.
  4. Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings.
  5. One way to establish a savings discipline is to “save” an amount equal to whatever is spent on nonessential indulgences.
Now,

I hope I always have money in my pocket !

So,

I have to follow those tips FIRST !



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